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calrutherford@adaptiveinv.com | (888) 721-4588

12600 Deerfield Pkwy., Suite 100 Alpharetta, GA 30004

RCADP0424004

Investors should consider the investment objective, management fees, risks, charges and expenses of the Funds carefully before investing or sending money. The Prospectus and Summary Prospectus contains this and other information about the Funds. For a current Prospectus and/or Summary Prospectus, call 888-721-4588, visit us at www.adaptiveetfs.com or email us at calrutherford@adaptiveinv.com. Please read the Prospectus and/or Summary Prospectus carefully before you invest. Current and future holdings are subject to change and risk.

An investment in the Adaptive ETFs is subject to investment risks, including the possible loss of some or all of the principal amount invested. There can be no assurance that the Funds will be successful in meeting their investment objectives. Generally, the Funds will be subject to the following additional risks: Mortgage-Backed Securities Risk, Asset-Backed Securities Investment Risk, Rating Agencies Risk, Commodities Risk, Quantitative Model Risk, Small-Cap and Mid-Cap Securities Risk, Inverse ETF Risk, Managed Volatility Risk, Options Risk, Liquidity Risk, Credit Risk, LIBOR Risk, U.S. Government Securities Risk, Common Stock Risk, Fixed Income Risk, Leveraged and Inverse ETF Risk, Convertible Securities Risk, Corporate Debt Securities Risk, Equity Securities Risk, MLPs Risk, Hedging Risk, Cash and Cash Equivalents Risk, Portfolio Turnover Risk, Preferred Equity Risk, REIT Risk, ETF Investing Risk, ETN Risk, Fund Investing Risk, Control of Portfolio Funds Risk, Foreign Securities and Emerging Markets Risk, High-Yield Risk, Inflation Risk, Interest Rate Risk, Quantitative Risk, COVID-19 Risk, Cybersecurity Risk, Investment Advisor Risk, Management Risk, Large-Cap Securities Risk, Market Risk, Authorized Participant Risk, ETF Structure Risk, and Early Close/Trading Halt Risk. While the shares of the Fund are tradable on secondary markets, they may not readily trade in all market conditions and may trade at significant discounts in periods of market stress. ETFs trade like stocks, are subject to investment risks, fluctuate in market value and may trade at prices above or below the ETFs net asset value. Brokerage commissions and ETF expenses will reduce returns. More information about these risks can be found in the Fund's prospectus.

The Adaptive ETFs are distributed by Capital Investment Group, Inc., Member FINRA/SIPC, 100 E. Six Forks Road, Suite 200, Raleigh, NC 27609, (800) 773-3863. There is no affiliation between Adaptive Investments, the Investment Advisor to the Funds, and Capital Investment Group, Inc.